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What are some of the common types of insurance that are available?

General Liability

Protects your business from third-party claims of bodily injury or property damage.

Workers Compensation

Covers medical expenses and lost wages for employees injured on the job.

Professional Liability

Safeguards against claims of negligence or malpractice in professional services.

Commercial Auto

Insures vehicles used for business purposes against accidents and damage.

Cyber Liability

Provides coverage for data breaches and other cyber threats.

Product Liability

Protects against claims related to the manufacture or sale of products.

Property Insurance

Covers damage to your business property from fire, theft, and other perils.

Business Interruption

Compensates for lost income during periods when your business is unable to operate.

For commercial insurance clients, we sell a large variety of insurance products including general liability, professional liability, cyber liability insurance, crime insurance, surety bonds, and more. We understand that small businesses are the backbone of our country, and are happy to help start-ups and even one-person companies.

Have you every heard a ANOTHER insurance agency tell you that your company is too small for them to help? You will not hear that at our agency.  While other agents many turn their heads at small accounts, we are excited to see new businesses and small companies that may one day blossom.

Many of our small business clients can benefit from access to loss control services, risk management services, and tips that are provided by the carriers with which we work.  The library of resources that are available to many clients is simply amazing.

Learn More About the Small Business Team

Small business is the backbone of America. Stratum Insurance Agency LLC is dedicated to helping small businesses through our small business team.

Our agency is here to help small businesses.  From one-person enterprises to multiple employees and offices, the team understands the needs of a small business.  When a business starts, the owner often finds himself or herself wearing many hats, from accountant to salesman, to officer manager.  While other agents many turn their heads at small accounts, we are excited to see new businesses and small companies that will one day grow. We sell commercial policies for home-based businesses, office-based, industrial, and retail locations.

As your needs change, we can help find new insurance to cover potential risks.  We are here for you and look forward to having you as a member of our family of clients.  Let’s grow together.

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