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There is more to homeowners insurance than what you see on the declarations page (those first pages that show your primary coverage). This is one of the reasons that you want to work with a team member at Stratum. Of course we will work hard to find you a great price, but we are also going to help you find great coverage.


star Here are a few  things to consider:

  • There are many sublimits or special limits that are part of the policy.  Learn more about sublimits.
  • Do you know the rules about vacancy?
  • Are you renting out your home but still have a policy for owned-occupied locations?  We can help with landlord insurance.

Homeowners Insurance

Homeowners Insurance

Protecting your biggest investment is so important.  Our team will help you find the right coverage for your home.

Homeowners insurance covers a lot of potential risks:

  • Fire
  • Lightning
  • Smoke Damage
  • Theft
  • Windstorm or Hail
  • Freezing of plumbing system
  • And more…

All policies are unique, which is why we will review the coverage and exclusions with you. That’s another great reason to work with Stratum Insurance Agency.  We are not just a website, we are real people, just like you. We understand that you have questions, which is why we have answers.

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