What is livery insurance?
Let’s look at a key factor of commercial auto insurance. Not all commercial auto insurance is created equally. In the case of businesses that transport people for money, you want to remember that most commercial auto insurance specifically excludes livery.
Livery means transporting people for hire or for money, or in some cases transporting people as part of your business at all. There are free shuttle services that he just around the country the transport people for only tips, and that type of service is still excluded from most commercial auto insurance. It may also be referred to as a type of public auto insurance.
In fact, the main difficulty for tour bus, party bus, limo, and taxi businesses is that many commercial auto insurance companies simply do not offer coverage for your industry. That’s why you have come here to the Stratum Insurance Agency site. We can help many types of livery or public auto, including:
- party bus insurance
- tour bus insurance
- taxi insurance
- limousine insurance
- black car service insurance
- airport shuttle insurance
- hotel shuttle insurance
- non-emergency transportation
- senior transport insurance
- church bus or van insurance
- synagogue bus or van insurance
- camp bus insurance
- ride sharing insurance
- and many more types of businesses.