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What’s the difference between a mobile and manufactured home?

The answer has a lot to do with the date.  Generally, factory-built homes built before June 15, 1976 are called mobile homes, while after that date they are referred to as manufactured homes.

What is a modular home?

A modular home is one that may be assembled at a factory and then delivered in sections to the final assembly location, such as your land.  Why does this matter?  Some companies do not write insurance policies for modular homes.  Don’t worry — Stratum Insurance Agency can help.  We have access to companies that allow modular homes.  In fact, if the home is recently constructed, you may be eligible for a traditional home policy for your modular home.


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