Why buy vacant home insurance?

1. Your traditional homeowners insurance changes the terms when your home becomes vacant.
2. Copper wiring thefts have increased greatly over past years.
3. Vandalism may not be covered when your home is vacant on a standard home policy.
4. Pipe leaks and breakage may be excluded when your home becomes vacant.
5. A vacant home policy can often be converted to a landlord policy when it becomes occupied.
6. Your insurance claim could be denied if your home is vacant and you have an owner occupied policy.

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