Sleep Center Insurance
Sleep Laboratories, Sleep Research Centers, Sleep Study Centers
Sleep Center and Laboratory Insurance
Different lines of coverage are needed to protect a sleep center and research laboratory.
- Professional Liability
- General Liability
- Coverage for equipment and testing equipment
- Business Income Coverage
- Workers Comp Insurance
Who needs general liability insurance?
General liability insurance protects your business from claims from a third party (meaning not an employee or officer) for accidental bodily injury and property damage. In most cases, your employees, officers, and partners are covered under a policy. A classic example is a “slip and fall” type of claim, where a visitor may sue you for medical bills and time off work. Whether you have a home-based, office, or retail business, you should strongly consider buying general liability.
Who needs professional liability insurance?
People and businesses a professional service. An example in this case is counselors, technicians and researchers. Depending on the setup of your sleep study center, you may need professional liability for different types of professionals. Sometimes this coverage is referred to as malpractice.
Stratum Insurance finds Insurance for your type of Business
Quotes are available for both general and professional liability (errors and omissions insurance). Our team can help by comparing not only the rates of multiple carriers, but also the coverage. We have access to carriers that allow for different types of businesses, including specialty businesses that have trouble finding insurance.
Here is an example: some insurance carriers have limitations as to the location where they will cover your business or other exclusions that can limit your insurance coverage.
We work to find insurance that meets your businesses needs.