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Modular Home Insurance

Modular home insurance quotes are available with broad options from our personal insurance team. Experience the Stratum Insurance Difference, where our team helps you find a combination of price and coverage to meet your needs.  There is much more to insurance than what you see on the declarations page, a large selection of coverage options may be available. home_insurance

Whether it is an:

  • owner occupied primary residence,
  • rented to others,
  • or used as a second home, coverage options are available.

You may consider additional coverage for your modular home:

  • Hobby Farms
  • Personal Injury Coverage – this is different than personal liability
  • Water damage from sewers and drains
  • Golf Carts
  • Identity Theft Coverage
  • Additional Buildings
  • Coverage for Trees, lawns, shrubs, and plants
  • Fire Department Service Charges
  • Food Spoilage Coverage

Coastal areas on the east coast or in the south may only be eligible for liability coverages or may have a wind and hail exclusion.  Coverages may vary by location and policy type.