Personal Concierge Insurance

General and Professional Liability

Lifestyle Manager Insurance

Coverage for Multiple Services is Available

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Services that Concierges Provide

Partial list of services that can be included: Personal concierges, personal assistant, errand Running, personal shopping, running errands, waiting for appointments, making appointments, picking up dry cleaning/laundry, ordering food, getting groceries, organizing recipes, organizing bills, notary options too.

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Risks in this Industry

Failing to complete a task on time (professional liability), Causing accidental bodily injury to a third party (general liability), Accidentally causing a client a financial loss (professional liability)

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Additional Info

Here is a partial list of prohibited activities to qualify for the quote:

Transporting People
Event or Wedding Planning – a separate quote is required
Janitorial Work

Request a Quote Below

Fill in the information below and include any questions. We will contact you to review your options.

START YOUR QUOTE for Business Insurance
About You or Your Business
Name*
First Last
Business Name or DBA
If you do not have a business name, just write "none"
Address
Street Address Address Line 2 City State ZIP Code
Email*
Enter Email Confirm Email
We use your email address to send you a quote, questions, or to help you with insurance. We DO NOT add you to a mailing list.
Phone Number - including area code*
We use this to call you about your quote request to help you.
Website Address ( if none, just write the word none)
Business Structure*
Business Location
We ask this questions because different insurance carriers have different rules regarding the location of your business. It helps us find the right type of policy.
Information to Get Your Quote
Does this describe all of your services? Your services may include personal shopping running, errands, waiting for contractors at someone's home, picking up packages from a shipping facility (such as UPS, the post office), picking up groceries, pick up/drop off of dry cleaning, helping with making reservations at a restaurant, consulting on wardrobe, basic home organization, setting up appointments, ordering tickets, ordering flowers restaurant reservations, waiting for a package for someone, waiting for a person to come to a client's home, arranging for a third party vendor to perform a service but the client pays the vendor directly.*
IF YOU OFFER ANY SERVICES OTHER THAN THESE, WE MAY NOT BE ABLE TO HELP YOU.
Do the applicant’s services involve transporting minors? Does the applicant derive more than 10% of its receipts from providing transportation services for its clients? Does the applicant provide care for the elderly or childcare services? Does the applicant provide travel documentation services to clients seeking entry into the United States? Is the Applicant controlled, owned, affiliated or associated with any other firm, corporation or company? Are over 25% of the applicant’s receipts derived from foreign operations? Does the Applicant have any subsidiaries? Is the Applicant a licensed Professional (i.e. Lawyer, Accountant...)? Is more than 25% of the applicant’s gross receipts derived from a client on whose board any director, officer, employee, partner or independent contractor serves? Does any director, officer, employee, partner or independent contractor have more than 3% equity/financial interest in any client?*
If you cannot answer NO to all of the above, then you do not qualify for this policy. If you do provide elder care services, we have another type of policy available. Please add a comment at the bottom regarding this.
What do you have as part of your business?
- Translator or Interpreter (non-medical)
- I am a notary (we can usually add this at no additional cost)
- Tax Preparation / Book Keeping / Quickbooks Services
Do you do anything else as part of your business, aside from what is listed above? If you do offer other services, you may not be eligible for a quote.
What are your estimated gross receipts (meaning the amount you make before your expenses)?
You can estimate. If you are a new business, please write your estimate, because to obtain most quotes, an amount must inputted.
What types of insurance are you seeking?
- General Liability Insurance
- Property Insurance (buildings or equipment)
- Equipment Insurance (such as tractors, solar panels, windmills)
- Workers Comp
- Commercial Auto Insurance
- Certificate of Insurance
We make it easy by asking you the only the questions
What year did your business start?*
How many Owners / Partners do you have?*
You can write "none" if you have do not have any.
How many employees do you have?*
You can write "none" if you have do not have any.
What is your annual payroll ($) to employees, not independent contractors?
If you have no payroll and only owners, please write none.
How much do you pay your independent contractors (1099s)
If you have no payroll and only owners, please write none.
Do you have any prior claims?
Tell us About your Prior Claim
TAX ID / FEIN / Social
To quote workers compensation insurance, we need your Tax ID, FEIN, or Social if you are a sole proprietorship. For general liability, we will need it when you bind the policy.
Chose your Limits of Liability
General Liability (coverage for accidental bodily injury/property damage to a 3rd party)
These numbers are written as the per occurrence limit and the aggregate limit.
Professional Liability (in the event of a covered claim for a financial loss to a third party)
These numbers are written as the per claim limit and the aggregate limit.
Property Insurance Section
In this section, you can choose how much coverage you want for your equipment, a building, glass, or other items.
Do you own the building?
How much coverage ($) do you want for the building?
Enter an amount in this box. The underwriter will still require that your amount of coverage meet a minimum rebuilding cost per square foot. We will contact you with more information.
How much coverage ($) for your business personal property at your location?*
This includes your furniture, inventory, printers, file cabinets, etc. We'll ask you about computers in the next box.
How much coverage ($) for your business personal property AWAY from the premises?*
Remember that business personal property (BPP) is generally only covered at the address listed on your policy. This is the space where you tell us how much coverage you want quoted for equipment or tools away from the premises you listed above.
How much coverage ($) do you want to Tenant Improvements?
This includes, flooring, painting, wallpapering, and other permanent renovations that you did to you space. Also include permanently mounted equipment here.
How much coverage ($) for computers and laptops?
How much coverage ($) for awnings or canopies?
How much coverage ($) for Signs?
Signs are expensive to replace, so let us know the value or your signed mounted to the building or that's not connected.
What Year was the building that you are in built? (Estimate OK)
Do you want coverage for any specific items? Tell us about them and include the value.
If you know the year, make, and model of your equipment, please provide it. We will contact you for more information, if needed. Example: 1 tractor, 2005 model, $25000 value.
Does your location have any of the following?
- Central Station Alarm - one that calls the alarm company of the policy
- Local Alarm Only - it does not call the policy or an alarm company
- Fire Sprinklers on the interior - covering 100% of the building
- Fire Sprinklers on the interior - covering only part of the building
- A security guard
Commercial Auto Section
Driver #1 - Provide the name and birthdate of at least 1 driver*
Driver #1 - Driver license number*
Driving Record for Driver #1*
Driver #1 Birthdate*
MM/DD/YYYY (Month/Day/Year)
Vehicle #1 - Year, make, and model (if you have the VIN, include it)*
Vehicle #1 - how much is it worth? (not including permanently attached equipment)*
Vehicle #1 - how much coverage do you want for permanently attached equipment
Examples: a dog grooming truck may have a vacuum permanently mounted; a food truck may have cooking equipment mounted to the truck.
Do you need to add more drivers or vehicles?*
- Yes
- No
Tell us about the other drivers and/or vehicles. Please provide the name, birthdate, and marital status of each driver. Provide the year/make/model and value of each vehicle. If you know the VINs, please provide them.
If there is something special that you want to tell us, please do so here.
Final Section
Do you have any prior claims or are you aware of anything that may result in a claim?*
Do you currently have insurance for your business?*
Do you want to subscribe to our small business newsletter?*
We do not send a lot of newsletters, but when we do, they are to help small business.

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Personal Concierge Insurance

General and Professional Liability

Lifestyle Manager Insurance

Coverage for Multiple Services is Available

Services that Concierges Provide

Risks in this Industry

Additional Info

Request a Quote Below

Fill in the information below and include any questions. We will contact you to review your options.

START YOUR QUOTE for Business Insurance

About You or Your Business

Information to Get Your Quote

Chose your Limits of Liability

Property Insurance Section

Commercial Auto Section

Final Section

Start Your Quote Beow