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Party Bus Insurance

Bus Conversions Party Busses, and Limousines Welcome

party bus insurance

Why is party bus insurance hard to locate?

  • Let’s look at the a key factor of commercial auto insurance. Not all commercial auto insurance is created equally. In the case of businesses that allows customers to enter the vehicle, you want to remember that most commercial auto insurance does not allow for this. In fact, the main difficulty for mobile retail and fashion truck businesses is that a majority of commercial auto insurance companies simply do not offer coverage for your industry. That’s why you have come here to Stratum Insurance Agency LLC.  We can help with both general liability and commercial auto insurance.

Who needs general liability insurance?

General liability insurance protects your business from claims from a third party (meaning not an employee or officer) for accidental bodily injury and property damage. In most cases, your employees, officers, and partners are covered under a policy. A classic example is a “slip and fall” type of claim, where a visitor may sue you for medical bills and time off work. Whether you have a home-based, office, or retail business, you should strongly consider buying general liability.

Types of Business Insurance for Party Buses

  • Workers Comp – in case of an on-the-job injury to an employees.
  • Property Coverage – for your equipment that’s not permanently attached to your vehicle

You can request all of these types of insurance when you get a quote.


Stratum Insurance finds Insurance for your type of Business

Quotes are available for both general and professional liability (errors and omissions insurance).  Our team can help by comparing not only the rates of multiple carriers, but also the coverage.  We have access to carriers that allow for different types of businesses, including specialty businesses that have trouble finding insurance.

Here is an example: some insurance carriers have limitations as to the location where they will cover your business or other exclusions that can limit your insurance coverage.

We work to find insurance that meets your businesses needs.

Stratum small business insurance