Why is party bus insurance hard to locate?

• Let’s look at the a key factor of commercial auto insurance. Not all commercial auto insurance is created equally. In the case of businesses that allows customers to enter the vehicle, you want to remember that most commercial auto insurance does not allow for this. In fact, the main difficulty for mobile retail and fashion truck businesses is that a majority of commercial auto insurance companies simply do not offer coverage for your industry. That’s why you have come here to Stratum Insurance Agency LLC.  We can help with both general liability and commercial auto insurance.

Who needs general liability insurance?

General liability insurance protects your business from claims from a third party (meaning not an employee or officer) for accidental bodily injury and property damage. In most cases, your employees, officers, and partners are covered under a policy. A classic example is a “slip and fall” type of claim, where a visitor may sue you for medical bills and time off work. Whether you have a home-based, office, or retail business, you should strongly consider buying general liability.