New Auto Insurance Discounts in Iowa

Did you know that there are many discounts available for auto insurance in Iowa?

Discounts are available for:

• own homes and/or multiple cars                            
• have multiple policies with the same carrier
• pay their premium in full at inception
• choose to go paperless
• choose comprehensive and collision coverage
• have young drivers in the household

Our team is ready to help Iowans with their insurance needs.   We shop different companies to help you find both a great price and the coverage that you want.

START YOUR QUOTE

• URL
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• Start Your Quote

• Name*
  First Last
• Email*
  Enter Email Confirm Email
  We use your email address to send you a quote, questions, or to help you with insurance.
• Address where you keep your car (or live if you are a non-owner)*
  Street Address Address Line 2 City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State ZIP Code
• Do you have a separate mailing ADDRESS?
  • No
  • Yes - I have another mailing address
• Mailing Address - enter only your mailing address here
• When is your birthday?*
• Phone*
• Marital Status*
  CHOOSE ONESingleMarriedWidowedDivorcedSeparated
• Do you own a car?*
  • Yes
  • No - I need a non-owner policy
  If you want a quote for a motorcycle, LSV, golf cart, or something other than a car, choose "NO".
• Drive License Number and State of License
  Please provide your driver license number and the state name. Example: B1234567 California
• What is your profession? ** Discount
  Many professions can earn discounts. Tell us what you do and we will work to find you a discount.
• 
• What is your highest level of Education ** DISCOUNT
  Junior High SchoolHigh school - not completedHigh School GraduateAssociate DegreeBachelor's DegreeGraduate of Professional DegreeSome CollegeLaw DegreeMedical DoctorEngineering DegreePhD or other DoctoratOtherPrefer Not to Answer
• What is your spouse's name and birthdate?
• Driving Record
  • Clean Record for the last 3 years
  • Ticket(s) in the last 3 years
  • Accidents(s) in the last 3 years
• Do you need a filing (usually applies to DUIs or other violations)
  • No, I don't need one
  • SR22 (Most states)
  • FR44 (Florida or Virgina)
  • FR19 (Maryland)
  • DL123 (North Carolina)
  • SR50 (Indiana)
  • I don't know
• Are you able to tell us what tickets or accidents you have in the last 3 years? If you know the type of ticket and/or the date, it helps us to get a more accurate quote.
• Do you have a DUI?
  CHOOSE ONENoYes - within the last 3 yearsYes - within the last 5 yearsYes - within the last 10 years
• Do you have insurance now? **** DISCOUNT
  CHOOSE ONEYes - it is active or in-force nowNo - it lapsed 1-14 days agoNo - it lapsed 15-29 days agoNo - it lapsed more than 30 days ago

• About Your Car

• Year
• Make
  CHOOSE ONEAcuraAudiBMW of North AmericaBuickCadillacChevroletChryslerClub CarDodgeEagleFerrariFordGeneral Motors Corp.Global Electric Motorcars, LLC (GEM)GMCHonda CarHonda MotorcycleHummerHyundaiInfinitiIsuzuJaguarJeepKia Motors AmericaLamborghiniLand Rover of North AmericaLexusLincolnLotusMazdaMercedes-BenzMercuryMitsubishiNissanOldsmobilePeugeotPolarisPontiacPorscheRegalSaabSaturnStarSubaruSuzukiToyotaVolkswagenVolvoYamahaOTHER
• Model
  Tell us as much as you can. Example: Ford F150, 4x4, LE edition
• VIN (not required, but very helpful to get a quote)
  If you know your 17 digit VIN for a car (or other ID number for a golf cart/LSV), it helps us get an accurate quote. If you do not provide the VIN, then the quote is even more of an estimate.
• Discounts - Check all that Apply
  • Airbag - driver side only
  • Airbag - driver and passenger side
  • ABS (antilock brakes)
  • Alarm (makes sound, flashes lights)
  • Tracking Device (like loJack or teletrac)
  • Active Military
  • Teacher (k-12 or college)
  • Homeowner or Condo Owner
  • Mobile Home Owner
• Do you have a HITCH or Towing Ball on your car?
  • Choose One
  • No
  • Yes
• What do you tow on the hitch? (check all that apply)
  • Nothing
  • A boat trailer
  • A fifth wheel
  • A Toy Hauler
  • A trailer for business (food cart, grooming, or other)
  • Something else
• Do you need to add any other drivers? Remember, you must disclose all people of driving age in your household.
  • NO - no other people of driving age in my household
  • YES - I will add more drivers
• Please tell us the NAME, Birthdate, and relationship to you of others drivers that you are adding.

• Chose Your Coverages (limits of liability)

• Bodily Injury and Property Damage
  CHOOSE ONEI don't know - just send me a starter quoteState Minimum (most basic coverage)Minimum for SR22 In my stateMinimum for FR44 in my state10,000/20,000/10,000 - Florida SR22 Minimum15,000/30,000/5,000 - Minimum for CA and some other states15,000/30,000/10,000 - Minimum for AZ20,000/40,000/10,000 - Minimum for MI25,000/50,000/15,00025,000/50,000/25,00030,000/60,000/25,00050,000/100,000/25,00050,000/100,000/40,000 - Virginia FR44 Minimum100,000/300,000/50,000 - Florida FR44 Minimum250,000/500,000/100,000500,000/500,000/250,0001 million or more and/or umbrella
  If you do not know, that's OK, we can still help you.
• Uninsured Motorist Bodily Injury
  CHOOSE ONEJust Match what I choose for Bodily InjuryReject Coverage - not recommendedMatch my bodily injury limits (if available)10,000/20,000/10,000 - Florida SR22 Minimum15,000/30,000/5,000 - Minimum for CA15,000/30,000/10,000 - Minimum for AZ20,000/40,000/10,000 - Minimum for MI25,000/50,000/15,00025,000/50,000/25,00030,000/60,000/25,00050,000/100,000/25,00050,000/100,000/40,000 - Virginia FR44 Minimum100,000/300,000/50,000 - Florida FR44 Minimum250,000/500,000/100,000500,000/500,000/250,0001 million or more and/or umbrella
  If uninsured motorist property damage is automatically available in your state as part of the uninsured motorist bodily injury part, it will be included, otherwise, you will be able to choose a different limit. We will send you a preliminary quote for your review.
• Choose other coverages
  • Collision Coverage
  • Comprehensive Coverage (other than collision)
  • Rental Car Coverage
  • Roadside Assistance or Towing
  • Medical Payments
• Choose a deductible for your Comprehensive and/or Collision
  No deductible (only available on some quotes)$100$250$500$1000$2500
• Rental Car Reimbursement
  I just want the lowest amount availableI want the highest limit available (the most coverage)$20 a day for 30 days$30 a day for 30 days$50 a day for 30 days$75 a day for 30 days
  Rental Reimbursement is intended to provide rental car coverage if you have a claim that is covered under Comprehensive or Collision coverage. Daily rental amounts are subject to the limit purchased and the offerings vary by policy. If the limit that you request is not available on your quote, we will quote something close to it. You will be able to make changes to the quote before buying.
• What is the ownership status of your car?
  I don't knowI own it outright - not financed, not leasedMy parents own itFinancedLeasedCompany car
• Do you want to tell us anything special? You can tell us about your driving record, special needs, and other requests here.
• Most insurance companies use information from you and other sources (such as consumer reporting agencies), such as your driving, claims, CLUE report and credit histories, to calculate an accurate price for your insurance. We will take the information that you provide here and use it to obtain a quote. New or updated information may be used to calculate your renewal premium. A carrier or underwriters policy explains how each company discloses and protects your personal information and how you may access and correct it. We can provide a copy at your request. By submitting your information you agree that Stratum Insurance Agency LLC and / or its affiliates. may contact you at the above-listed email or phone number with SMS messages. You understand that consent is not a condition of purchase.

• The Final Questions

• By clicking the “Submit” button, I consent to receive autodialed and/or pre-recorded telemarketing calls and/or text messages from Stratum Insurance Agency and its representatives in order to provide me with insurance quotes and other products or services at the telephone number I provided. I also consent to the Stratum Insurance Agency LLC Privacy Policy and Terms of Use. I understand that I may receive a call even if my telephone number is listed on a Do Not Call list and that my consent is not a requirement of purchase.
  • I understand and agree
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• Are you interested in information on any additional items?
  • Auto Loan Refinancing Information
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  • ID Theft Coverage
  • Cash Advances
  • Prepaid Credit Cards
  • Solar Energy for your Home
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  If you could like, we can send you information about these products as well. Check as many as you would like.

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