Mobile home and manufactured home insurance quotes are available with broad options from our personal insurance team. Experience the Stratum Insurance Difference, where our team helps you find a combination of price and coverage to meet your needs.  There is must more to insurance than what you see on the declarations page, a large selection of coverage options may be available. 

Whether it is an:

• owner occupied primary residence,
• rented to others,
• or used as a second home, coverage options are available.

Additional options will be shown on the quote form for mobile homes, manufactured homes, and park model home.  You may consider coverage for:

• Golf Carts
• Identity Theft Coverage
• Additional Buildings

Same day quotes are available in most locations.  Coastal areas on the east coast or in the south may only be eligible for liability coverages or may have a wind and hail exclusion.  Coverages may vary by location and policy type.

"*" indicates required fields

Start Your Quote for Home, Condo, Landlord, or Renters Insurance

What type of property do you have?*

Renters (you rent the place where you live)

Condo , Townhouse, or Rowhouse Owner

Homeowners

Mobile Home / Manufactured Home

Park Model Home

Tiny House (mobile or stationary)

Commercial Building

Other

If you are a landlord, you will choose that option below.

Usage of the Property

CHOOSE ONEOwner Occupied - I/we live in itOwner occupied - secondary or vacation homeRenter - I rent itLandlord - I rent it out to one tenant (annual lease) per yearLandlord - I rent it out seasonally to multiple tenants each yearVacant - it is vacant because it is for sale, in a trust, or in an estateVacant - it is vacant because it is under construction or going to be

Name*

First Last

Spouses Name (if applicable)

First Last

Location Address - for the home/condo/apartment being insured*

Street Address Address Line 2 City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State ZIP Code

Do you have a separate mailing address?*

No

Yes

Mailing Address

Phone*

Email*

Enter Email Confirm Email

Birth Date*

What is your profession? ** Discount

If you are self-employed, please describe your profession. There are discounts available for a variety of job titles/positions.

Marital Status*

SingleMarriedDivorcedWidowedSeparatedEngaged

Do any of these apply to you? Check as many as you need.

Claim in the last three years (theft or weather related)

Claim in the last three years (water related, but not weather, example: a leak)

Dog with a bite history or dog that has made it difficult to buy insurance in the past

Brush Area Home (the location is close to native brush)

NONE

What year did you buy the house?*

Year Built*

CHOOSE ONE1700s1800s19011902190319041905190619071908190919101911191219131914191519161917191819191920192119221923192419251926192719281929193019311932193319341935193619371938193919401941194219431944194519461947194819491950195119521953195419551956195719581959196019611962196319641965196619671968196919701971197219731974197519761977197819791980198119821983198419851986198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025Being built now

What year was the location for which you are getting a quote built? If you do not know, please estimate.

Renters Insurance Information

Condo, Townhouse, or Row House Insurance

Does your condo building have security?

CHOOSE ONENoYes - a security guard at the buildingYes - controlled access - someone cannot enter my building without a key or codeYes - it is a gate community

How much coverage do you need for your interior upgrades(flooring, cabinets, permanently attached items)?

Manufactured Home, Modular Home, or Park Model Home

What are the dimensions of your location (example 24 x 60 feet)

How any units are in your park?

CHOOSE ONE1-2425-5051-99100+Not in a park

What is the name of the park where you unit is located?

If it is not in a park, tell us where it is. Example: private property

Tiny House Insurance

How many SQUARE FEET is your house? Estimate if needed.

What company built your tiny house or did you build it yourself?*

How much would it cost to replace your Tiny House?*

Estimate if needed. Example: if it burned down, how much would it cost to get a new one or rebuild it? Include your upgrades.

Is your tiny house stationary or mobile?

CHOOSE ONEIt's at a permanent location or on a foundation (like slab)It's mobile (on wheels or otherwise mobile)

Is your home RVIA approved? (recreational vehicle industry association)*

CHOOSE ONEYesNoI don't know

If it was built by a major manufacture, it could be. We can help you figure this out later. We are asking this because you said that your home is mobile.

Homeowners Insurance

How many SQUARE FEET is your location? Estimate if needed.

Roof Type (pick the one that makes up the majority)

CHOOSE ONEArchitectural TilesAsphalt Composition (or composition shingles)Flat RoofRubberTar and GravelTiles - Spanish, Cement, or OtherWood Shingles or Wood Shake

Do you have a pebble stove or wood stove?

CHOOSE ONEYesNo

Choose your Coverages

How much coverage ($) for your DWELLING (meaning the structure)?

You can enter an amount here, and in most cases you will need to meet the minimum requirements set by a rebuilding cost estimator. This number can be adjusted later.

How much coverage ($) for your interior upgrades (walls in coverage)?

Your association policy may only rebuild a basic unit. This coverage is for your flooring, cabinetry, and other upgrades. Mortgage companies often require a certain amount of coverage. Sometimes this is called "improvements or betterments".

How much coverage do you want for your personal property? ($)

This may include clothing, computers, furniture, televisions, appliances, and other items. Some items have special limits, such as jewelry, gold, silver, and more. You can add these items specifically below. If you are the landlord, consider your dishwasher, washing machine, and furnishings that may at the unit.

Personal Liability Insurance

$50,000$100,000 (included automatically with most policies)$300,000$500,000$1,000,000More than $1,000,000 - I want a personal umbrella quote

Personal liability coverage as pat of your homeowners (condo or renters) policy provides coverage for bodily injury and property damage sustained by others for which you or your family members are legally responsible. For example, a visitor may slip and fall while at your home or your child my accidentally throw a ball through your neighbor's window.

Optional Coverages - choose as many as you need

Extra Coverage for Jewelry, Furs, Gold or Silver

Extra coverage for refigerated items

Coverage for water back up from a sewer, sump pump, or drain (this is different than a toilet leak-type of claim)

Liability Coverage for a golf cart, snow mobile, or watercraft

Identity Theft Coverage

Is there a mortgage on the property?*

CHOOSE ONEYesNo

Discounts

Central Station Alarm (calls the police or alarm company)

Local Alarm (it beeps but does not call for help)

Fire Sprinkers

Retired - meaning that you or your spouse is retired

Central Station Fire Alarm (calls the fire department or a company

Guard Gate with Security Guard

Secured building (for condos or town homes)

Do you want to tell us anything special about your location? You can tell us about upgrades, escrow instructions, or just about anything else.

Do you want to send us any photos? You can do that here.

Max. file size: 256 MB.

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