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Golf Simulator Insurance

Insurance for golf simulator facilities and virtual realty golf businesses.  Options for mobile golf simulators.

General Liability Insurance – what is it intended to protect at a golf business?

  • Intended to help protect your business if a customer or visitor is injured on your premises (for example, slips, falls, or being struck by equipment).
  • Can help address property damage claims caused by your operations, such as a golf ball breaking a customer’s property or damaging a nearby area.Many landlords, venues, or event spaces require proof of general liability insurance before allowing you to operate.
  • Helps cover defense costs and settlements arising from third-party claims of bodily injury or property damage.
golf ball with the works golf simulator insurance

Why do you need property insurance?

  • Helps protect your simulator equipment, computers, furniture, and even the build-out of your space if something unexpected happens — like a fire, theft, or water damage.

  • If your location is damaged and you can’t open for business, it can help cover lost income while repairs are being made.

  • Without it, you’d have to pay out of pocket to replace expensive equipment or rebuild after a loss.

 

Why does a golf business need cyber liability?

  • If you store customer names, payment details, or run online bookings, you’re at risk of hackers or data breaches.

  • Cyber insurance helps pay for the costs of getting your systems back online and notifying customers if their information is stolen.

  • It can also help with legal fees, reputation repair, and income loss if your systems are shut down by an attack.

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Stratum small business insurance