Property Insurance for E-cig Stores
If you are new to purchase business insurance, the first thing to remember is that general liability policies do not automatically include property coverage. The second is that property insurance does not just mean coverage for a building (although that can be included). It also includes business personal property (such as furniture, cash registers, and other equipment), business income coverage, and more.
When buying property insurance for an e-cigarette store…
… consider that all of your property may be covered with actual cash value instead of replacement cost coverage, not just your inventory. Stratum can help with replacement cost coverage for contents, in most cases. Remember that some policies require that you have an active central station alarm system for theft coverage not to be excluded.
These are the types of situations that the Small Business Team at Stratum Insurance Agency LLC wants to review with you.