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Dental Labs Coverages

Dental Labs are eligible for multiple coverages on a single policy:

  • General Liability – slip and fall coverage (by a third party)
  • Dental Lab professional liability – example: in the event of a covered claim for the incorrect manufacture of a crown
  • Business Income and extra expense – imagine if you lab burned down and you could not operate for 3 months
  • Business personal property – to protect your equipment, computers, furniture, and inventory
  • Data Breach – do you know how severe a claim can be when clients’ personal information is stolen.  It is very costly.
Types of Insurance

 

The most commonly requested types of insurance are:

  • General Liability
  • Professional Liability (E&O)
  • Coverage for Equipment, like a laptop
  • Commercial Auto for your company vehicles
  • Workers Compensation
  • Bonds

Other Insurances Available

  • Data Breach and Cyber Liability
  • ID Theft
  • Crime Insurance (in case an employee steals from your or a client)
  • Employment Practices Liability – in case an employee sues you for harassment, wrongful termination, or discrimination
  • Directors and officers insurance – to protect your board of directors

 

Payment Plans

Yes, a payment plan or financing are available on most policies.

Dental Lab Insurance

Insurance for Dental Labs

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