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Child Care Insuarnce

Child Care and Day Care Insurance

General Liability Insurance and Additional Coverages

Why buy insurance? Sample Claims.

  • A reptile could bite someone.
  • A spectator could slip and fall during the show, suing you for medical bills.
  • You could accidentally damage the location where you are working and be sued for repairs.
  • You may need a certificate of insurance to get a contract or rent space.
Liability Insurance
General Liability Insurance

Who needs general liability insurance?

General liability insurance protects your business from claims from a third party (meaning not an employee or officer for accidental bodily injury and property damage. In most cases, your employees, officers, and partners are covered under a policy. Whether you have a home-based, office, or retail business, you should strongly consider buying general liability.

Other Types of Insurance

Types of Business Insurance

  • Accident Medical Insurance
  • Coverage for Equipment, like a laptop
  • Building or Property Insurance
  • Business Income or Interruption
  • Commercial Auto
  • Workers Compensation
  • Bonds
  • Data Breach and Cyber Liability
  • ID Theft
  • Crime Insurance (in case an employee steals from your or a client)

You can request all of these types of insurance on this page.

Why choose Stratum Insurance Agency

Stratum Insurance finds Insurance for your type of Business

Quotes are available for both general and professional liability (errors and omissions insurance).  Our team can help by comparing not only the rates of multiple carriers, but also the coverages.  We have access to carriers that allow for different types of translation or interpretation.

Whether you need commercial childcare insurance or residential childcare insurance, we can help your business.

Learn more about how we can help after fill out the form.