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The Small Business Team


Why should I use Stratum Insurance Agency LLC? How can the Small Business Team Help me?

We understand the value of your time, which is why we are usually able to obtain same-day quotes for most professions.

You give your customers a level of service that you expect to receive, and that’s what you see at Stratum Insurance Agency LLC.

Our team is here to explain to you many of the details of a policy and coverages with which you may not be familiar. Feel free to ask us questions.

There is much more to an insurance quote and policy than what you see on the first page. 

  • Do you know the exclusions on your policy?
  • Is your E&O policy just an extensions added to the general liability or is it a full professional liability policy?
  • Is coverage limited to a specific location?  Do you have a designated premises clause?
  • Are additional insureds included or do you have to pay each time you need to add one?
  • Do you know if employee theft is covered or excluded?

Just because you see two quotes that show the same coverages on the one or two page quote, this does not mean that they are the same. Not all insurance policies are created equally, which is why we work with many top-rated carriers for both personal and business insurance — to help find that balance of price and coverage that is right for you.

At Stratum Insurance Agency LLC, our team takes the time to understand your needs and the policies that we sell.