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Swim School and Swim Instructor Insurance



It is important that you understand what insurance does and does not cover for sports, athletics, camps, and clinics.

Many quotes that we see  EXCLUDE participant liability, and you should be cautious of policies that exclude participant liability or that does not have some form of coverage in the event that a participant is injured.  Not all coverage options are available on all quotes, coverage may vary by quote, location and other factors.

What to look for in a quote...

  • General liability WITHOUT a participant exclusion
  • Accident Medical and Dental
  • Abuse and Molestation Coverage
  • Hired and Non-owned auto coverage
  • Waivers of Subrogation being available for landlords and others who request them
  • Primary Wording being available for landlords and others who request them
  • Additional insureds
  • Free certificates of insurance

Things to try to avoid...

  • Participant liability exclusions
    • Imagine if someone was taking swimming lessons from you and was injured while swimming but there was no coverage for participants
  • Low aggregate limits?
  • Limitation to a single location?

Swim Camps

(Short-term or Summer)

The online application below can be used to calculate the price, quote, and BUY a policy with:

  • General Liability Insurance
  • Accident Medical Coverage – for smaller claims resulting from accidental injury
  • Abuse and Molestation Coverage – optional
  • Hired and non-owned autos coverage
  • And additional insureds

Buy Swim Camp Insurance

Insurance for Athletic Camps and Sports Camp (not swim schools)

If you run a baseball camp, tennis camp yoga camp, religious camp, or are having a conference (such as a seminar), you can use this link to buy online.

If you have a sports camp for cheer, Tackle football, rugby, ice hockey, or lacrosse – please contact us.

Quote Sports Camp Insurance (not in NY or HI)

Youth Sports Teams & Leagues

Teams and Leagues can quote their insurance online.

Youth Sports Leagues

Swim School Insurance

Swim Schools have natural risk as a result of being close to water.   The risk of someone drowning simpy by slipping and falling into the pool is real, as well as being injured which participating in a class.e

Swim School Insurance Application

Disclaimer: Coverage can vary by policy, location, and other factors.  No coverage is afforded or offered through the usage of this website.  Any reference to coverage or exclusions is simply to note that they may be available, but not to say that a quote that you receive may have  a certain coverage.  Review all policy forms and confirm that the coverage that you are seeking is available on a quote that you may receive. Participant coverage is not available on all quotes.  All applications are subject to underwriting.