Sports Insurance - Stratum Insurance Agency LLC

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Sports instructors, teams, leagues, stadiums, and tracks can request a quote liability insurance here. Optionally, you can also include workers compensation insurance and property or equipment coverage. Choose from an option below:

Gym or Studio Insurance
Individual Personal Trainers or Yoga or Pilates Instructors Click Here
Individual Stroller Striders® or Dancercise® Instructor Insurance
Individual Pure Barre ® Instructor Insurance
Dance School Insurance (Tap, Ballet, Modern, Folk, and more)
Martial Art Studio Insurance
Pole Dance School Insurance

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For other sports or athetlic businesses, scroll down

START YOUR QUOTE for Business Insurance
About You or Your Business
Name*
First Last
Business Name or DBA
If you do not have a business name, just write "none"
Address*
Street Address Address Line 2 City State ZIP Code
Email*
Enter Email Confirm Email
Phone Number - including area code*
Do you have a website?
Please write the link her.
Business Structure*
Business Location
We ask this questions because different insurance carriers have different rules regarding the location of your business. It helps us find the right type of policy.
Information to Get Your Quote
Type of Business #1*
Choose the main sport that you teach here - you can choose more sports below.
Do you need to choose more sports?
Choose YES and we will show you a long list of sports that you can teach.
Check ALL the sports that you teach or train
- Barre Method
- Baseball
- Basketball
- Baton twirling
- Boot camp
- Bowling
- Canoeing
- Cheerleading
- Cross Country
- CrossFit
- Curling
- Cycling
- Dance
- Dance (not pole style)
- Diving
- Equestrian
- Fencing
- Figure Skating
- Football
- General Fitness
- Golf
- Gym
- Gymnastics
- Hockey
- Kayaking
- Lacrosse
- Lifeguarding
- Luge
- Martial arts
- Pickle Ball
- Pole Dance
- Racquetball
- Road Running
- Rock Wall Climbing
- Rowing
- Scuba diving
- Skeleton
- Skiing and Snowboarding
- Soccer
- Softball
- Spin Class (Cycle or other)
- Surfing
- Swimming
- Table Tennis
- Tennis
- Track & field
- Tumbling (floor only, no gymnastic apparatus) Instructor
- Tumbling (with gymnastic apparatus) Instructor
- Volleyball
- Wrestling
- Zumba
- OTHER
What are your estimated gross receipts from this part of your business?
You can estimate. If you are a new business, please write your estimate, because to obtain most quotes, an amount must inputted.
Other Business Type - please describe your operations
What are your estimated gross receipts from this part of your business?
Describe your Business
Please tell us what services you perform, OTHER THAN those listed in the drop down boxes above, if any. Use this space if you needed to tell us more information.
What types of insurance are you seeking?
- General Liability Insurance
- Accident Medical Coverage
- Property Insurance (buildings or equipment)
- Professional Liability (errors and omissions)
- Equipment Insurance (such as tractors, solar panels, windmills)
- Workers Comp
- Commercial Auto Insurance
- Directors and Officers Insurance / EPLI for Non Profits
- Specific Items or Property
We make it easy by asking you the only the questions that you need to answer for a quote.
What year did your business start?*
How many employees do you have?
You can write "none" if you have do not have any.
How many independent contractors do you use?
You can write "none" if you have do not have any.
What is your annual payroll? ($)
If you have no payroll and only owners, please write none.
Does a single client represent 50% or more of your business?*
Tell us about the customer that provides more than 50% of your business.
What services do you perform for this customer and what are your estimated annual receipts (earnings before expenses) from this customer.
Do you have any prior claims?
Tell us About your Prior Claim
TAX ID / FEIN / Social
To quote workers compensation insurance, we need your Tax ID, FEIN, or Social if you are a sole proprietorship. For general liability, we will need it when you bind the policy.
Chose your Limits of Liability
General Liability
These numbers are written as the per occurrence limit and the aggregate limit.
Professional Liability - Errors and Omissions Insurance
Property Insurance Section
In this section, you can choose how much coverage you want for your equipment, a building, glass, or other items.
Do you own the building?
How much coverage ($) do you want for the building?
Enter an amount in this box. The underwriter will still require that your amount of coverage meet a minimum rebuilding cost per square foot. We will contact you with more information.
How much coverage ($) for your business personal property at your location?*
This includes your furniture, inventory, printers, file cabinets, etc. We'll ask you about computers in the next box.
How much coverage ($) for your business personal property AWAY from the premises?*
Remember that business personal property (BPP) is generally only covered at the address listed on your policy. This is the space where you tell us how much coverage you want quoted for equipment or tools away from the premises you listed above.
How much coverage ($) do you want to Tenant Improvements?
This includes, flooring, painting, wallpapering, and other permanent renovations that you did to you space. Also include permanently mounted equipment here.
How much coverage ($) for computers and laptops?
How much coverage ($) for awnings or canopies?
How much coverage ($) for Signs?
Signs are expensive to replace, so let us know the value or your signed mounted to the building or that's not connected.
What Year was the building that you are in built? (Estimate OK)
Do you want coverage for any specific items? Tell us about them and include the value.
If you know the year, make, and model of your equipment, please provide it. We will contact you for more information, if needed. Example: 1 tractor, 2005 model, $25000 value.
Does your location have any of the following?
- Central Station Alarm - one that calls the alarm company of the policy
- Local Alarm Only - it does not call the policy or an alarm company
- Fire Sprinklers on the interior - covering 100% of the building
- Fire Sprinklers on the interior - covering only part of the building
- A security guard
Commercial Auto Section
Driver #1 - Provide the name and birthdate of at least 1 driver
Driving Record for Driver #1
Vehicle #1 - Year, make, and model (if you have the VIN, include it)
Vehicle #1 - how much is it worth? (not including permanently attached equipment)
Vehicle #1 - how much coverage do you want for permanently attached equipment
Examples: a dog grooming truck may have a vacuum permanently mounted; a food truck may have cooking equipment mounted to the truck.
Do you need to add more drivers or vehicles?
- Yes
- No
Tell us about the other drivers and/or vehicles. Please provide the name, birthdate, and marital status of each driver. Provide the year/make/model and value of each vehicle. If you know the VINs, please provide them.
If there is something special that you want to tell us, please do so here.
Directors and Officers Insurance Section
How many VOLUNTEER board members do you have?
How many PAID board members do you have?
What types of clients do you service?
Carriers have different rules about the types of clients you service, so this helps us with the quoting process.
Athletics Section
Tell us about your business
- It is a gym or studio
- We are a company that sends out independent contractor instructors
- I teach only at gyms, studios, or tracks owned by someone els
- I am a personal fitness trainer
- I am a sports instructor
- We want to insure a sports league
- We want to insure a sports team
- We want to insure a track, stadium, or course
Please Check All that Apply
- We train professional athletes
- Olympic training is part of my business
- We use independent contractor trainers
- We use employee contractor trainers
- Our location also provides day care services
- Our location also provides massage services
- We have a registered dietitian or nutritionist as part of the business
How many students or members do you have ages 0-12?
How many students or members do you have ages 13-15?
How many students or members do you have ages 16-17?
How many students or members do you have ages 18+ (adults)?
Do you offer any of these services?
- Massage Services
- Tanning Services
- Showers or Steam Rooms
- Child sitting (while your clients are working out)
The last questions - finish your quote
Do you want to subscribe to our small business newsletter?
- Yes, please
- No, thank you
We do not send a lot of newsletters, but when we do, they are filled with valuable risk prevention and small business ideas.

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