Schools have a lot of risks, which means that they require many types of coverage to protect themselves.
Data Breach, Privacy and Cyber Liability Coverages
- This is available as stand-alone coverage or as part of a package.
- Stand-alone cyber liability quote for schools – click here
General Liability Coverages
- Corporal punishment at policy limits
- Teachers included as additional insured
- Expanded definition of bodily injury
- Limits starting at $1,000,000/$2,000,000 and excess liability coverages available up to $50,000,000
Educators Legal Liability Coverages
- Limits up to $1,000,000/$2,000,000 available
- Claims made basis
Sexual Abuse Liability Coverages
- Abuse coverage with defense outside the limits
- Separate insuring agreement
- Limits up to $1,000,000/$3,000,000
- Coverage for employees & volunteers included
Property Coverages
- Custom enhancements available
- Business income
- Ordinance or law
- Money & securities
- Spoilage
- Employee theft
- Equipment breakdown
- …and more
Auto Liability Coverages
- Automatic liability coverage for leased autos
- Fellow employee coverage from covered autos (liability)
- Rental reimbursement
- No deductible for glass repair
- Up to $1,000,000 CSL available
Other Coverages Available
- Student accident coverage
- Umbrella
- Tuition Reimbursement
- Workers Compensation: available in most states
Request a quote for insurance
The following types of schools require the paper application:
- K-12
- Charter
- Business
- Computer training
- Continuing education
- Correspondence
- Crafts
- Head Star
- Montessori
- Professional development
- Public Speaking
- Trade Schools
- Vocational Schools
These schools can apply online (of course, you can always complete the paper application, if you prefer it):
- Barber School
- Beauty School
- Culinary School
- Fine arts School
- Language