Stratum Insurance Agency LLC has a focus on insurance for retail businesses.
Retail stores need general liability insurance, property insurance, and many other coverages to protect themselves in the event of a claim. Whether you have a single shop that your family runs or a multi-state chain, our small business team is here to help you from the day you open until you retire (or hopefully sell the business).
Stratum Insurance Agency can help retail store owners through packaging multiple coverages on the same policy. Along with the coverages mentioned above, we can often find policies that will also offer:
- Employee Dishonesty – in case an employee steals from the business
- Data Breach – in case your customer data from rewards cards, credit cards, or a mailing list is compromised. This is a real risk for business owners, as we have broad options available
- Business Income – imagine a fire closing down your business for 3 months, the lost income could be replaced.
Retail Insurance – A Stratum Focus Industry
Being a Stratum focus industry means that we have even more options for your business insurance. Our focus industries are some of our favorites to quote, because we can put together a great package of coverage for you. As your business expands we can help with insurance for:
- Your business vehicles – such as vans, trucks, or any company cars
- Off-site storage – are you storing inventory in a warehouse – you need to protect it
- Coverage for working at fairs, festivals, or from a truck – we can help you go mobile.
- Expanding into a new state – Stratum can help across the country, so we will be your central point of contact.