Insurance for Salons, Beauty Shops, Day Spas, Massage Parlors, Waxing Salons, Medi Spas, or Barber Shops
The beauty industry is unique because, at a minimum, two types of insurance are crucial for the protection of the business: general liability and professional liability. Of course, to better protect your business you should consider different lines of coverages. Depending on the nature of the salon or spa, Stratum will help you locate a combination of insurance.
Stratum focuses on helping beauty professionals by matching them with insurance carriers that write policies for their businesses.Simply put, our team has access to insurance carriers that sell insurance for many beauty professionals. If you have ever shopped for insurance for this industry before, you may have noticed that many agents cannot find you coverage – Stratum can help.
Risks in the Beauty Industry
The risks in the industry are vast, including injury a client while performing your professional service, a client slipping and falling, Do not purchase a policy with only general liability coverage, because you may not be covered for injuring someone in the course of your work, whether waxing, massaging, or providing other services.
Thanks to Stratum Insurance Agency’s proprietary quoting method for salons and other beauty-related business insurance, we are often after to find a policies that can combine:
- General Liability
- Professional Liability (sometimes called errors and omissions or beauty malpractice)
- Data Breach (you need this if you gather any customer information, such as names and addresses or if you take credit cards)
- Employee Dishonesty Coverage
- Property Coverage for Buildings or Equipment
Beauty Services that can be Covered by Insurance – Click Here for a Quote
- Hair & Nails
- Hair Cutting or Color
- Teeth Whitening
- Ear Piercing
- Microdermabrasion
- Tanning (mobile and on-site)
- Electrolysis
- Facials
- Cellulite Reduction
- Make-Up Artistry
- Chemical Peels
- Pedicures / Manicures
- Waxing
- LED
- Skin Needling
- Blading
- Body Scrub
- Eyelash Extensions
- Spray Tanning
- Massage
- Beauty Marks
- Permanent Eye Liner
- Permanent Full Lip
- Permanent Lip Liner
- Permanent Brows
- BOTOX
- Vein Treatments
- Brown Spot
- Resurfacing
- Wart Removal
- Vitamin B Injections
