Arizona Ride Share Driver Insurance – Uber and Lyft Drivers
Uber and Lyft drivers often have trouble finding insurance because many auto insurance companies do not allow drivers to work with ride sharing companies. You need an insurance policy that has a ride sharing endorsement, or another policy modification that allows you to work with Uber, Lyft, or other transportation networking companies. You need to have insurance that can provide coverage for ride share drivers, because, in most cases, the entire time that you are running the transportation network company app, your personal auto insurance is suspended (or not providing you coverage).
In most cases, your personal auto policy is suspended. Your TNC does provide coverage, but only for the period of time between accepting the passenger and dropping off the passenger (before accepting a passenger, some TNCs may provide limited liability coverage only). If you do not have a passenger that means that there is no coverage for your vehicle and any damages or injuries you may sustain.
Safeco RideSharing Coverage steps in to cover you between passengers, effectively closing the gap.
How do I get a quote for auto insurance if I’m an Uber or Lyft Driver?
Call 866-347-8683 (866-34-QUOTE) 7 days a week to get a quote. The auto insurance hotline is here to help review your coverage options.
Can I add roadside assistance, such as towing to my auto insurance policy?
Yes, roadside assistance is available. Ask the representative about enhanced roadside options as well.
What if I do not live in Arizona?
The ride sharing auto insurance endorsement is available in many states, so call the hotline to see if they can help. It is currently available in Arizona, Colorado, Illinois, and Indiana, but since more states are coming soon, it is best to call 866-347-8683.
In California, please call 949-270-0609.