START YOUR QUOTE for Business Insurance
- In some cases an allied health policy may be available, which can offer a combination of general liability, professional liability, and abuse/molestation coverage.
About You or Your Business
If you do not have a business name, just write "none"
We ask this questions because different insurance carriers have different rules regarding the location of your business. It helps us find the right type of policy.
Information to Get Your Quote
Choose the types that represent your business (you may choose more than one) by selecting another on the next drop down. Please choose AT LEAST ONE business type. You can choose OTHER, if you cannot find yours here.
Gross receipts means the amount of money that you take in before your expenses. You can estimate. If you are a new business, please write your estimate, because to obtain most quotes, an amount must inputted.
Please tell us what services you perform, OTHER THAN those listed in the drop down boxes above, if any. Use this space if you needed to tell us more information.
We make it easy by asking you the only the questions needed for the types of insurance that you request.
You can write "none" if you have do not have any.
If you have no payroll and only owners, please write none.
What services do you perform for this customer and what are your estimated annual receipts (earnings before expenses) from this customer.
To quote workers compensation insurance, we need your Tax ID, FEIN, or Social if you are a sole proprietorship. For general liability, we will need it when you bind the policy.
Carriers have different rules about the types of clients you service, so this help us with the quoting process.
Chose your Limits of Liability
These numbers are written as the per occurrence limit and the aggregate limit.
Property Insurance Section
In this section, you can choose how much coverage you want for your equipment, a building, glass, or other items.
Enter an amount in this box. The underwriter will still require that your amount of coverage meet a minimum rebuilding cost per square foot. We will contact you with more information.
This includes your furniture, inventory, printers, file cabinets, etc. We'll ask you about computers in the next box.
This includes, flooring, painting, wallpapering, and other permanent renovations that you did to you space. Also include permanently mounted equipment here.
Signs are expensive to replace, so let us know the value or your signed mounted to the building or that's not connected.
If you know the year, make, and model of your equipment, please provide it. We will contact you for more information, if needed. Example: 1 tractor, 2005 model, $25000 value.
Commercial Auto Section
Examples: a dog grooming truck may have a vacuum permanently mounted; a food truck may have cooking equipment mounted to the truck.
If there is something special that you want to tell us, please do so here.
Directors and Officers Insurance Section
Industry Specific Questions
If you see no questions, please continue.
Translator or Interpreter Section
The last questions - finish your quote
Example: 1 full time physical therapists and 1 part time massage therapist
We do not send a lot of newsletters, but when we do, they are filled with valuable risk prevention and small business ideas.